Hawaiian Electric Employees FCU Home Banking


Aloha and welcome to our Home Banking solution. Our Home Banking product will save you time, expand your banking options, and increase accessibility of banking services. Most importantly, it is about convenience, reliability, and security.

Hawaiian Electric Employees Federal Credit Union is your financial source, offering financial services to Hawaiian Electric Industries (HEI), Hawaiian Electric Company (HECO), and Maui Electric Company Ltd. (MECO) active employees and retirees. Our membership is open to all active and retired employees of HECO, MECO, HEI and HECOEFCU, members of their immediate families or households; and organizations of such persons. Call us for more information at 543-7581.

   
Black ArrowOnline Services


First time users also click above to enroll onto our Home Banking system
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New Features to be added in the months to come.
Black ArrowNews and Events
News
Credit Union News
Stay informed about the latest rates and services by reading the monthly bulletin posted on all company bulletin boards and online at www.hecoefcu.org.

For Children Accounts
Children of members who are under the age of 21 can start a custodial account reaping the same benefits available to all members. They also get the choice of a Monkey or Piggy bank at the time of opening their account.

Visa Credit Cards
If you are tired of those high rate credit cards, we have the card for you. Sign up for our Visa Platinum or Classic Credit Cards and take advantage of our low rates.

New Home Banking System
It's real time processing with 24 hour 7 days a week access through the convenience of the Internet.


Events  
September 4, 2017 Hawaiian Electric Employees FCU Office Closed
In observance of Labor Day
October 9, 2017 Hawaiian Electric Employees FCU Office Closed
In observance of Discoverers' Day
November 10, 2017 Hawaiian Electric Employees FCU Office Closed
In observance of Veteran's Day
November 23, 2017 Hawaiian Electric Employees FCU Office Closed
In observance of Thanksgiving Day
 
Black ArrowRates
Share Rates and Yields
Effective date: 9/1/17
ACCOUNT TYPE DIVIDEND RATE APY*
Share 0.15% 0.15%
Christmas 0.15% 0.15%
Custodial 0.20% 0.20%
Share Draft 0.05% 0.05%
Roth IRA 0.65% 0.65%
*APY = Annual Percentage Yield
 
 
Share Certificate Rates
Effective date: 9/1/17 (Rates subject to change without notice)
TERM DIVIDEND RATE APY* MINIMUM
Special: 11 Month 0.25% 0.25% $1000
1-Year Certificate 0.30% 0.30% $1000
2-Year Certificate 0.40% 0.40% $1000
Fees may reduce earnings. Penalty incurred for early withdrawal. *APY = Annual Percentage Yield
 
 
Loan Rates
LOAN TYPE TERM APR*
Signature Loan 2-Year 8.25%
  3-Year 9.00%
  4-Year 10.50%
  5-Year 11.50%
Share Secured (Effective: 9/1/17) 2-5 Year 2.50%
Line of Credit OD (Maximum: $10,000)   12.00%
Tuition Loan (Rates good through 9/30/17, Maximum: $50,000) 1-Year 3.25%
  2-Year 3.75%
  3-Year 4.25%
Summer Loan (Rate good thru 9/30/17, Minimum: $2,500 Maximum: $20,000) 1-Year 3.25%
VISA Credit Cards Classic 9.50%
  Platinum 8.50%
HELOC Special: 1, 2 and 3 Year Introductory Rates** 1 Year-1.00% APR, 2 Year-2.00% APR, 3 Year-3.00% APR
*APR = Annual Percentage Rate **Rate will change to a variable rate after the promotional period, based on the Wall Street Journal prime rate + 1% margin. Call us for details.
 
 
Vehicle Loans
LOAN TYPE TERM APR*
New Auto (Rates good thru: 9/30/17) Special: 2 & 3-Year SPECIAL 2.20%
  Special: 4-Year 2.25%
  Special: 5-Year 2.50%
  6-Year 3.00% *Minimum: $20,000
  7-Year 3.50% (Rates good thru 9/30/17) *Minimum: $20,000
Used Auto (Rates good thru 9/30/17) Special: 2 & 3-Year SPECIAL 2.20%
  Special: 4-Year 2.25%
  Special: 5-Year 2.50%
  Special: 6-Year 3.50% (Rates good through 9/30/17)
*APR = Annual Percentage Rate
 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency (NCUA)
 
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